Assistant Manager - Bilateral Credit

Assistant Manager - Bilateral Credit

Salary: £41,600
Department: Bilateral Credit
Grade: Assistant Manager

About the Role

We are looking for an Assistant Manager - Bilateral Credit to join our Bilateral Credit team within Wholesale.

The successful candidate will play a key role in identifying new business opportunities, assessing credit and financial risks, preparing loan proposals and managing loan assets . The role will involve regular interaction with corporates, banks and financial institutions, as well as internal stakeholders.

Key Responsibilities

• Understand the loan syndication market and identify potential business opportunities.
• Scout the market and generate business leads in line with agreed targets.
• Assess financial and credit risks associated with potential business opportunities.
• Prepare loan proposals and present them to the relevant credit committees.
• Support syndicated loan, project finance and structured finance transactions.
• Manage assigned loan assets and monitor the quality of the loan portfolio.
• Maintain strong relationships with banks, financial institutions, corporates and other market participants.
• Gather market intelligence and identify opportunities for participation in syndicated loan deals.
• Coordinate the documentation and completion of sanctioned loan facilities, including liaison with solicitors and relevant stakeholders.
• Ensure appropriate documentation is in place for security creation and perfection.
• Liaise with credit administration teams regarding loan accounts and ongoing monitoring.
• Identify early signs of stress within existing loan assets and support the development of appropriate resolution strategies.
• Assist with restructuring, rescheduling and write-off processes where required.
• Conduct client, bank and financial institution visits where necessary to support new and existing business.
• Act as a key relationship point for clients and counterparties, resolving issues and ensuring effective communication with stakeholders.
• Support audits, compliance requirements, reporting and maintenance of appropriate records.
• Ensure periodic reviews and renewals of accounts are completed in line with relevant policies and guidelines.
• Work collaboratively with colleagues across the department to ensure smooth day-to-day operations.

About You

You will have:

• A clear understanding of the loan syndication market and associated terminology .
• Strong knowledge of financial and balance sheet analysis .
• Excellent communication and relationship management skills, with experience interacting with customers, banks and financial institutions.
• Strong attention to detail and a methodical approach to planning and organisation.
• Excellent time-management skills and the ability to manage competing priorities.
• A self-driven and proactive approach, with the ability to work independently.
• Strong problem-solving skills and the ability to manage work-related pressure effectively.
• Good working knowledge of MS Word, Excel and Access .
• A strong focus on accuracy and turnaround times.

Key Stakeholders

You will work closely with:

• Banks and financial institutions
• Corporate clients
• Industry forums
• Regulatory authorities
• Credit administration and other internal teams

What You'll Bring

This is an opportunity for an experienced credit professional to take on a varied role combining credit analysis, relationship management, business development, transaction support and portfolio management within a Wholesale environment.

You will need to be commercially aware, analytical and detail-focused, with the confidence to build relationships across banks, financial institutions and corporate clients while maintaining a strong focus on credit quality and risk management.

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