Credit Officer - Infrastructure & Project Finance

Credit Officer - Infrastructure & Project Finance

JOB TITLE: Credit Officer - Infrastructure & Project Finance

HOURS: Full time

LOCATION: London

WORKING PATTERN: Hybrid, 40% (or two days) in an office location mentioned above

Job Description

The Infrastructure & Project Finance Credit team are recruiting for an exciting and challenging Credit Officer role. We are a core component of the Chief Credit Office, delivering the Group’s Sustainability and Helping Britain Prosper agendas by providing structured finance to support UK infrastructure and the transition to renewable energy.

In this role you will independently analyse and sanction facilities for counterparties in the infrastructure and project finance sectors. Your primary asset classes will include renewables, PFI, economic and digital infrastructure, and energy transition technology.

What you’ll be doing

• Conduct independent credit assessments, presenting findings to sanctioning officials to enable informed decisions.
• Analyse company‑prepared information, perform extensive technical and market due diligence, and identify key strengths and risks.
• Prepare submissions for new-to-bank business, increased lending, term variations, restructures, and annual credit reviews.
• Liaise with originators, relationship managers, product partners, clients and shape structured credit proposals to balance risk and reward.
• Monitor and control credit exposures, communicating with senior risk colleagues and sanctioners to maintain compliance with LBG policy and regulatory requirements.
• Undertake customer, sector and market research to add an external dimension to assessments and apply sound judgement when evaluating lending proposals.
• Maintain records to satisfy internal and external data quality and statutory reporting requirements; ensure transactions meet Group Policy and oversee the deal origination team.

What you’ll need

• Existing credit risk management experience in the infrastructure and project finance sectors, including renewables, with a deep technical understanding of these markets.
• Familiarity with UK and US jurisdictions is helpful.
• Strong communication and influencing skills, and the confidence to challenge the status quo while explaining recommendations.
• Ability to balance conflicting demands and deliver to tight timescales.
• Quick learning aptitude and adaptability to new challenges.
• Sound judgement, strong decision‑making skills, attention to detail, collaboration, and a passion for the asset classes covered.

Benefits

• Generous pension contribution of up to 15%
• Annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits adaptable to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• Range of wellbeing initiatives and generous parental leave policies

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