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Credit Risk Analyst
- sunderland, tyne and wear, SR1 1DP, United Kingdom
- Permanent·Remote
- Full time
- £45,000 - £45,000 Per Annum
Job Description
About the Role
Our client is seeking a proactive and analytical Credit Risk Analyst to join their expanding team, operating remotely with connections to their Sunderland office. This role is crucial for assessing and managing credit risk exposure, ensuring the financial health and stability of the company. You will develop and implement risk assessment models, monitor loan portfolios, and provide actionable insights to mitigate potential losses. This is an excellent opportunity for a risk professional to contribute to key strategic decisions in a flexible, remote-first environment while maintaining a strong connection to the firm's operational base in Sunderland .
Key Responsibilities
- Develop, validate, and implement credit risk models and scoring systems.
- Analyze portfolio performance, identify trends, and report on key risk metrics.
- Monitor adherence to credit policies and procedures across all lending activities.
- Conduct thorough analysis of new credit applications and existing exposures.
- Collaborate with business units to understand risk appetite and provide guidance on credit decisions.
- Prepare regular risk reports and ad-hoc analysis for senior management.
Requirements
- Degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 3 years of experience in credit risk management or a similar analytical role.
- Strong understanding of credit risk principles, financial analysis, and statistical modeling techniques.
- Proficiency in SQL, Python, or R for data analysis and model development.
- Excellent problem-solving skills and attention to detail.
- Ability to work independently and manage multiple priorities in a remote setting.
Benefits
- Competitive salary with performance-related incentives.
- Fully remote working arrangements, offering excellent work-life balance.
- Comprehensive private medical insurance.
- Generous pension contributions.
- Opportunities for continuous learning and professional development in credit risk analysis.