Credit Risk Analyst

About the Role

Our client is seeking a proactive and analytical Credit Risk Analyst to join their established financial institution in Sunderland, Tyne and Wear . This role is essential for managing and mitigating credit risk exposure across the company's lending portfolios. You will develop and implement risk management strategies, analyze credit data, and provide critical insights to support sound lending decisions within the banking and finance industry . This is an excellent opportunity for an individual with strong quantitative skills to make a significant impact on the firm's risk profile.

Key Responsibilities

• Analyze credit applications and financial data to assess the creditworthiness of borrowers and counterparties.
• Develop, monitor, and refine credit risk models and scoring systems.
• Identify potential credit risks and develop strategies for mitigation and portfolio management.
• Prepare regular reports on credit risk exposure, trends, and portfolio performance for senior management.
• Ensure compliance with internal credit policies and external regulatory requirements.

Requirements

• Demonstrated experience in credit risk analysis , loan portfolio management, or a related financial risk role.
• Strong quantitative and analytical skills, with the ability to interpret complex financial data.
• Proficiency in statistical analysis software (e.g., SAS, R, Python) and Microsoft Excel.
• Solid understanding of credit risk principles, financial markets, and regulatory frameworks.
• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative discipline.

Benefits

• Competitive annual salary and potential for annual bonuses.
• Fully remote working arrangement, offering maximum flexibility.
• Comprehensive health, dental, and vision insurance coverage.
• Contributory pension scheme and life assurance policy.
• Opportunities for continuous learning and professional certifications in risk management.