Credit Risk Analyst

About the Role

Our client is seeking a meticulous and analytical Credit Risk Analyst to join their team in Portsmouth . This role is crucial for assessing and managing credit risk across the company's lending portfolio. You will be responsible for developing and implementing credit risk models, analysing credit data, and providing insights to support informed lending decisions. This position offers a fantastic opportunity for a quantitative professional to contribute to the financial stability and growth of the business in the Hampshire area, working within a dedicated risk management department.

Key Responsibilities

• Develop, validate, and implement credit risk models for various portfolios.
• Analyse credit data to identify trends, assess risk exposure, and provide actionable recommendations.
• Monitor the performance of the credit portfolio and report on key risk indicators.
• Contribute to the development and enhancement of credit policies and procedures.
• Work closely with origination teams to ensure adherence to credit risk appetite.
• Stay updated on regulatory changes and best practices in credit risk management.

Requirements

• Degree in a quantitative field such as Finance, Economics, Mathematics, Statistics, or Computer Science.
• 1-3 years of experience in credit risk analysis, financial analysis, or a related field.
• Strong analytical and quantitative skills, with proficiency in data analysis tools (e.g., SQL, Python, R).
• Familiarity with statistical modelling techniques and risk management frameworks.
• Excellent problem-solving abilities and attention to detail.

Benefits

• Competitive salary and performance-related bonus.
• Professional development and training opportunities.
• Comprehensive health and wellbeing programs.
• Generous annual leave entitlement.
• Company pension scheme.