Credit Risk Analyst

About the Role

Our client is seeking a meticulous and analytical Credit Risk Analyst to join their team, operating in a fully remote capacity. This role is crucial for assessing and mitigating credit risk across the organisation's lending and investment activities. You will be responsible for analysing financial data, developing risk models, and providing recommendations to support sound credit decisions. This is an ideal opportunity for a risk professional to contribute to robust financial governance from a remote setting, ensuring the company's financial stability and adherence to regulatory requirements.

Key Responsibilities

• Analyse financial statements, credit reports, and market data to assess the creditworthiness of borrowers and counterparties.
• Develop, implement, and refine credit risk models and scoring systems.
• Monitor the credit quality of the loan portfolio and identify potential risks and early warning signals.
• Prepare comprehensive credit reports and risk assessments for senior management and credit committees.
• Ensure compliance with regulatory requirements and internal credit policies.
• Collaborate with business units to understand risk appetite and implement effective risk mitigation strategies.

Requirements

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
• 2-4 years of experience in credit risk analysis, financial analysis, or a related role within the financial services sector.
• Strong understanding of financial markets, credit products, and risk management principles.
• Proficiency in data analysis tools and statistical software (e.g., Excel, SQL, R, Python).
• Excellent analytical, problem-solving, and communication skills, suited for a remote work environment.

Benefits

• Competitive salary and performance-based incentives.
• Fully remote working arrangement, offering flexibility and work-life balance.
• Comprehensive health, dental, and vision insurance.
• Generous pension scheme and life assurance.
• Opportunities for continuous learning and professional development in risk management.