Data Scientist - End-to-End Credit Risk Modeling

iwoca is seeking a Data Scientist to join the iwocaPay Risk Squad to own the full credit modelling stack and influence lending terms for SMBs. You’ll co-own models with a teammate, shaping risk strategies in a growing BNPL product.

You’ll work on supervised learning for tabular data, build production models end-to-end, and collaborate with risk, product and leadership to deliver measurable commercial impact. This is a small, fast-moving team with room to grow.

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