Direct Home Portfolio UW Lead

Direct Home Portfolio Underwriting Lead:

We're looking for a Direct Home Portfolio Underwriting Lead to join our Home Underwriting team. This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and a passion for delivering great customer outcomes. In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands, including esure, Sheilas' Wheels, Saga, RIAS and Ageas. You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Product to make sure we continue to grow sustainably while offering competitive products that meet customers' needs.

Main Responsibilities as Direct Home Portfolio Underwriting Lead:

• Monitor portfolio performance and identify opportunities and risks.

• Help shape underwriting strategy, risk appetite and growth plans.

• Provide underwriting input into pricing, footprint and channel decisions.

• Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.

• Keep track of market trends, competitor activity and customer behaviour.

• Drive data-led insights to support trading and portfolio performance.

• Present recommendations and performance insights to senior stakeholders.

• Lead, coach and develop a small underwriting team.

Skills and experience you need as Direct Home Portfolio Underwriting Lead

• Experience managing and analysing Home Insurance portfolios.

• Strong understanding of underwriting, pricing and portfolio performance.

• Commercial mindset with the confidence to influence decisions.

• Knowledge of direct, digital and price comparison website channels.

• Strong analytical and problem-solving skills.

• Good understanding of the UK Home Insurance market and regulatory environment.

• Excellent communication and stakeholder management skills.

• Previous people leadership or team management experience.

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.

Here are some of the benefits you can enjoy at Ageas:

• Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.

• Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.

• Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.

• Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.

• Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.

• Benefits for Them- Partner Life Assurance and Critical Illness cover.

• Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.

• Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.

• Supporting you back to work- Return to work programme after maternity leave