Head of Compliance & MLRO

Head of Compliance & MLRO – FinTech / Payments

London, UK - Hybrid

We are supporting an ambitious London-based fintech in the appointment of an experienced Head of Compliance & MLRO .

This is a key senior leadership position for an established compliance professional with strong experience within payments, fintech and card schemes , who can take ownership of the compliance and financial crime framework while working closely with senior leadership and the FCA.

Key Responsibilities

• Lead and oversee the Compliance and AML/CTF functions

• Act as the firm's Money Laundering Reporting Officer (MLRO)

• Develop and maintain the firm's compliance policies, procedures, monitoring and control framework

• Provide regulatory guidance across card schemes, acquiring, issuing, IBANs/payment accounts and related payment products

• Lead compliance and financial crime risk assessments and ensure appropriate controls are maintained

• Oversee regulatory reporting and relevant FCA submissions

• Maintain effective engagement with the Financial Conduct Authority (FCA) and other relevant regulatory stakeholders

• Conduct compliance reviews and support internal audit and assurance activities

• Monitor regulatory developments and ensure the firm's framework remains appropriate as the business grows

• Provide guidance and training across the organisation and promote a strong compliance culture

• Work closely with senior management and relevant business functions on regulatory and strategic matters

What We're Looking For

• 7+ years' experience in compliance within financial services, payments or fintech

• Previous experience operating as a Head of Compliance, MLRO, Deputy MLRO or equivalent senior compliance leader within a regulated financial services organisation

• Strong practical knowledge of card schemes and the payments ecosystem

• Experience across issuing and/or acquiring

• Strong understanding of UK AML/CTF and financial services regulation

• Demonstrable experience engaging directly with the FCA

• Experience developing and maintaining compliance frameworks within a regulated environment

• Strong leadership, judgement and stakeholder-management skills

• Ability to operate effectively within a growing and fast-paced fintech environment

Highly Desirable

• Experience within an FCA-regulated EMI, Payment Institution, fintech, acquirer or issuer

• ICA qualification or equivalent compliance/financial crime qualification

• Knowledge of payment accounts, IBANs and wider payment products

This is an excellent opportunity to take a senior and influential position within an ambitious fintech business and play a key role in its continued growth and regulatory development.

• Interested? Apply directly via LinkedIn