Open role
Insurance Life Specialist
- Aggregated by CV-Library
- NE31, Follingsby, Gateshead
- Permanent
- Full Time
- £30,000 - £35,000 Per Annum
Job Description
We have an excellent opportunity for an Insurance Life Specialist to join our client in the financial sector. The role is to provide a to provide tailored life insurance solutions to clients. The successful candidate will build strong customer relationships, identify protection needs, and recommend suitable products while ensuring full regulatory compliance.
The role involves assessing client needs, recommending suitable coverage, explaining policy features, and maintaining long-term client relationships while ensuring compliance with financial regulations and company standards.
Key Responsibilities
* Meet with clients to assess financial protection and life insurance needs
* Recommend appropriate life insurance products and coverage levels
* Explain policy terms, exclusions, premiums, and benefits clearly
* Conduct fact-finding and risk assessments
* Generate new business through referrals, networking, and lead generation
* Maintain and grow an existing client portfolio
* Process applications and support underwriting requirements
* Ensure compliance with FCA and data protection regulations
* Review client policies regularly and recommend updates where appropriate
* Liaise with underwriters, claims teams, and financial advisers
* Maintain accurate client records using CRM systems
* Achieve sales and retention targets
Required Skills & Competencies
Technical Skills
* Strong understanding of life insurance products:
* Term life insurance
* Whole of life insurance
* Critical illness cover
* Income protection
* Mortgage protection
* Will importance/protection
* Knowledge of underwriting processes
* Familiarity with compliance and regulatory standards
* CRM and financial software proficiency
Soft Skills
Excellent communication and interpersonal skills
Consultative sales ability
Strong listening and analytical skills
Negotiation and objection-handling skills
Attention to detail
Time management and organisation
Customer-focused mindset
The role involves assessing client needs, recommending suitable coverage, explaining policy features, and maintaining long-term client relationships while ensuring compliance with financial regulations and company standards.
Key Responsibilities
* Meet with clients to assess financial protection and life insurance needs
* Recommend appropriate life insurance products and coverage levels
* Explain policy terms, exclusions, premiums, and benefits clearly
* Conduct fact-finding and risk assessments
* Generate new business through referrals, networking, and lead generation
* Maintain and grow an existing client portfolio
* Process applications and support underwriting requirements
* Ensure compliance with FCA and data protection regulations
* Review client policies regularly and recommend updates where appropriate
* Liaise with underwriters, claims teams, and financial advisers
* Maintain accurate client records using CRM systems
* Achieve sales and retention targets
Required Skills & Competencies
Technical Skills
* Strong understanding of life insurance products:
* Term life insurance
* Whole of life insurance
* Critical illness cover
* Income protection
* Mortgage protection
* Will importance/protection
* Knowledge of underwriting processes
* Familiarity with compliance and regulatory standards
* CRM and financial software proficiency
Soft Skills
Excellent communication and interpersonal skills
Consultative sales ability
Strong listening and analytical skills
Negotiation and objection-handling skills
Attention to detail
Time management and organisation
Customer-focused mindset