Insurance Underwriter - Commercial Lines

About the Role

Our client is seeking a skilled Insurance Underwriter specializing in commercial lines to join their team in Stoke-on-Trent . This role involves evaluating commercial risks, setting appropriate premiums, and defining terms and conditions for various business policies. You will work closely with brokers and underwriters to assess business exposures and provide insurance solutions that meet client needs while managing the company's risk exposure. This is an excellent opportunity for an experienced underwriter looking to advance their career within a reputable insurer, offering a collaborative hybrid working model .

Key Responsibilities

• Assess, underwrite, and price commercial insurance risks, including property, casualty, and liability.
• Develop and maintain strong relationships with brokers and underwriting teams.
• Review policy wordings and endorsements to ensure clarity and compliance.
• Monitor portfolio performance and market trends, adapting strategies as needed.
• Adhere strictly to underwriting guidelines, authority limits, and regulatory requirements.
• Provide technical expertise and support to internal stakeholders and external partners.

Requirements

• Significant experience as an Insurance Underwriter , with a focus on commercial lines of business.
• Strong understanding of commercial insurance products, risks, and markets.
• Excellent analytical, decision-making, and negotiation skills.
• Proven ability to build and maintain effective working relationships.
• Familiarity with underwriting systems and risk assessment tools.

Benefits

• Attractive salary package commensurate with experience.
• A dynamic hybrid work arrangement blending office presence with remote flexibility.
• Comprehensive healthcare benefits, including dental and optical coverage.
• Generous employer-matched pension contributions.
• Continuous professional development and underwriting training programs.