Lead Product Manager - Cash Products

Millions of people want to grow their money but don't know where to start. More than 90% of adults don't access traditional financial advice. That's the gap Plum was built to close.

We're building the proactive money platform that makes it easy for people to smartly and sustainably grow their money. Whether you're stashing the cash for tea and toast in your first home or catching some rays during retirement, we've got your back.

Since 2016, millions of people across 10 European markets have set aside more than £10 billion with Plum. But what we're most excited about is what comes next and the opportunity for our people to help shape it.

We're now going after something even bigger: the £2 trillion+ advised market in the UK and beyond, currently locked behind high fees and complexity. By combining AI-driven financial guidance with the products people actually need, we're building a solution for everyone, not just the wealthy few.

At Plum, you'll be part of a team that's ambitious, curious and driven. We move fast, learn from what doesn't work, challenge the status quo and, most importantly, build something that makes people's lives better. We believe great ideas can come from anywhere, and that the best work happens when people feel trusted to take ownership, collaborate openly and bring their whole selves to work.

Join nearly 300 Plumsters and be part of a team shaping the future of money

The Role

Cash Products is one of Plum's most strategically important areas, sitting at the intersection of regulated financial products and customer growth. The domain spans Tax Wrappers (LISA, CISA) and Savings (Easy Access, Notice Accounts), serving customers who trust us with their most meaningful financial goals.

We're looking for a Lead Product Manager to own this domain end-to-end. This is a senior individual contributor role with large scope: you'll develop novel approaches to long-standing problems, set the bar for craft and rigour across Cash Products, and deliver high-impact outcomes without needing a management layer between you and the work.

Requirements

What You Will Do

• Own the Cash Products domain across Tax Wrappers and Savings, including strategy, roadmap, and execution across two squads
• Build prioritisation frameworks grounded in company goals, commercial logic, and user motivation, and defend them clearly to stakeholders
• Work with design end to end, including content, IA, and interaction, and collab closely with designers to raise the quality bar, not just ship features
• Partner with engineering on scoping, sizing, and scope hammering, making sharp trade-offs that preserve outcome without ballooning build time
• Coordinate launches across the wider org, including marketing, compliance, CX, and ops, owning the go-to-market as much as the product
• Set the standard for how product is done in Cash Products: from how we run discovery to how we write specs to how we measure success
• Work with Compliance and Risk to navigate regulations and ISA/HMRC rules as a product constraint, not a blocker
• Partner with Finance and Commercial to define competitive rate structures, understand distribution economics, and build the business logic behind product bets
• Identify opportunities to improve how the squads work: refine discovery processes, sharpen rituals, and fix workflows that slow the team down
• Coach and support the squad PMs, helping them grow in their roles through feedback, shared context, and raising the quality bar together
• Work at the group level to create synergies between Tax Wrappers and Savings: surface cross-squad opportunities, align roadmaps where it matters, and avoid duplicated effort
• Drive features and ideas that help users build better financial habits: automated deposits, goal-based recommendations, and journeys that turn single-product users into multi-product users

Who You Are

• 7+ years in product management, with significant time in financial services or another regulated, trust-sensitive space
• A strong researcher and synthesiser: you can turn qualitative signals, quantitative data, and regulatory context into a clear point of view and a prioritised list
• Deep commercial acumen: understands how rates are set and calculated, how savings distribution works, what drives competitive positioning, and how to make a financial case for a product decision
• Fluent in ISA and savings mechanics, AER vs gross rate distinctions, and the commercial logic of cash products (or able to get there fast)
• Deeply hands‑on: you write the brief, sit in the design critique, join the engineering refinement, and draft the launch comms yourself
• Sharp on business logic: you can build the financial case for a feature, stress-test assumptions, and walk a stakeholder through the numbers without blinking
• Experimental by instinct: you default to hypothesis‑driven approaches, design tests before you design solutions, and iterate based on evidence
• Excellent written and verbal communicator, with the ability to distil complexity for technical and non-technical audiences alike
• Process‑oriented: you notice when a workflow is broken or slower than it should be, and you fix it rather than work around it
• Comfortable operating at group level across multiple squads: you can hold the big picture and the squad detail at the same time

Benefits

• Own part of the company through stock options
• Private health insurance
• Annual training budget
• Plum Premium for you and 2 friends or family
• Referral scheme: earn competitive rewards
• Flexible approach to remote working: we encourage at least 2 days a week in one of our beautiful offices in London, Athens, or Cyprus
• Team breakfasts and team lunches
• 25 days holiday + bank holidays
• 45 work‑from‑anywhere days: giving you the flexibility to work your way
• 2 weeks sabbatical after 4 years to take the break you deserve
• Enhanced parental leave
• 1 paid volunteering day annually
• Annual team trip: to a surprise destination

If this sounds like you, we'd love to hear from you!

Thanks,

Team Plum

Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of race, religion, sex, gender identity, sexual orientation, non-qualifying physical or mental disability, nationality or any other basis covered by applicable law. All employment is decided on the basis of qualifications, merit, and business need.

#J-18808-Ljbffr