Open roleExternal
Personal Lines Underwriter
- manchester, greater manchester, M1 1AE, United Kingdom
- Remote
- Full time
- £42,000 - £42,000 Per Annum
Job Description
About the Role
Our client is seeking a meticulous and detail-oriented Personal Lines Underwriter to join their thriving team in Manchester . This role focuses on the accurate assessment and pricing of individual insurance policies, including home and motor insurance. You will play a crucial role in managing risk portfolios, ensuring profitability while providing excellent service to policyholders and brokers. This is an ideal opportunity for an experienced underwriter who is passionate about the insurance industry and looking for a challenging yet rewarding remote role within a supportive company culture.
Key Responsibilities
- Underwrite new and renewal personal lines insurance applications, including home, contents, and motor policies, assessing risks accurately.
- Apply underwriting guidelines and authority limits to make informed decisions on policy acceptance, terms, and pricing.
- Collaborate with insurance brokers and agents to clarify information, discuss risks, and provide quotations.
- Monitor the performance of assigned underwriting portfolios, identifying trends and recommending adjustments to strategy.
- Ensure compliance with all relevant insurance regulations, company policies, and underwriting standards.
- Contribute to the development and refinement of underwriting tools and processes.
Requirements
- Previous experience in personal lines underwriting , with a strong understanding of home and motor insurance products.
- Knowledge of risk assessment principles and pricing strategies applicable to individual consumers.
- Familiarity with UK insurance regulations and compliance requirements.
- Excellent analytical skills and a keen eye for detail when reviewing applications.
- Strong communication and customer service skills, capable of building effective relationships remotely.
Benefits
- Competitive salary and potential for annual bonuses based on performance.
- Fully remote working arrangement, offering flexibility and work-life balance.
- Comprehensive health and wellness benefits package.
- Opportunities for continued professional development and industry recognized qualifications.
- A supportive online community and team environment, fostering collaboration and engagement.