Senior Compliance Manager, Financial Crime

Overview

Senior Compliance Manager, Financial Crime

The Senior Compliance Manager, focusing on Financial Crime, is responsible for leading strategy, policy, and oversight to prevent money laundering (AML), fraud, sanctions breaches, and bribery. The role serves as a key advisor to senior leadership, embedding a strong risk culture, managing regulatory change, and ensuring robust controls including KYC/CDD. Occasionally deputizes for the MLRO/Head of Compliance when required.

Key Responsibilities

• Policy and Procedure Management: Develop, maintain, and update the organisation’s financial crime policies, procedures, and controls to align with financial crime regulations, applicable laws and best practices, including financial crime regulations, AML regulations, and the Proceeds of Crime Act (POCA)
• Risk Assessment and Mitigation : Lead comprehensive, organization-wide financial crime risk assessments to identify potential vulnerabilities and develop plans to mitigate or eliminate those risks
• Advisory and Guidance : Serve as subject matter expert, providing clear, practical advice and guidance to senior management and business units on complex financial crime matters, including client onboarding, KYC/CDD (Know Your Customer/Customer Due Diligence) requirements and transaction monitoring
• Monitoring and Reporting : Oversee compliance monitoring activities, conduct internal investigations and file reviews. Prepare clear and detailed management information (MI) reports for boards, committees, and regulators highlighting key findings and risk levels. Ensure records are accurate and that documentation is appropriately filed and maintained
• Regulatory Liaison : Assist in responding to inquiries from regulatory bodies (e.g. the FCA) and manage external audit processes
• Training and Awareness : Develop and deliver financial crime compliance training programs to employees across the organization to foster a strong risk and compliance culture
• Strategic Projects : Participate in cross-functional projects, such as new product launches or mergers and acquisitions (M&As), to ensure financial crime compliance requirements are fully met

General Responsibilities

• Expert Advice & Guidance : Support Head of Compliance and act as point of escalation lead for financial crime matters to ensure the business is provided with prompt advice. This involves being responsive and able to do effective and quick research. Provide expert interpretation of AML, CTF, sanctions, and bribery regulations (e.g. FCA Handbook, JMLSG) to senior management and business lines
• Policy & Control Development : Develop, implement, and maintain financial crime policies, procedures, and controls (KYC/CDD)
• Risk Management : Oversee financial crime risk assessments, monitoring activities, and control testing, identifying gaps and driving remediation
• Regulatory Change Management : Horizon scan for new regulations, as well as industry best practices and integrate essential improvements into the organization’s financial crime framework. Ensure timely implementation across the firm
• Stakeholder Engagement : Develop and maintain effective relationships with business units (first line), internal audit, and senior leadership to embed a strong risk culture and manage compliance projects
• Reporting & Oversight : Prepare compliance reports for committees and boards; may act as Deputy MLRO
• Team Leadership : Provide support to compliance team members. Mentor junior compliance staff, sharing knowledge and best practices

Key focus area—Financial Crime

• Anti-Money Laundering (AML) & Counter Terrorist Financing (CTF)
• Know Your Customer (KYC) & Customer Due Diligence (CDD)
• Anti-Bribery & Corruption (ABC)
• Fraud prevention and controls

Skills, Experience and Education

• Extensive experience: Minimum of five to seven years of relevant experience in financial crime compliance in a regulated industry such as financial services, legal, or insurance
• Deep technical knowledge of core legislation, including AML, CTF (Counter Terrorist Financing), sanctions regimes, the Bribery Act, and relevant local regulatory guidance (e.g. JMLSG guidance in UK)
• Strong analytical and problem-solving abilities to interpret complex data, identify trends, and formulate effective solutions
• Excellent written and verbal communication skills, with proven experience in influencing senior stakeholders, leading teams, and driving change
• Professional certifications: Relevant professional qualifications, such as ACAMS Certification (Certified Anti-Money Laundering Specialist) or ICA Diploma in Anti-Money Laundering or Financial Crime Prevention, are highly desirable
• Ability to develop long-term strategies for risk and compliance management
• Self-starter—able to display initiative and work with autonomy
• Strong organizational skills and attention to detail
• Strong sense of ethical standards to serve as the organization’s moral compass and ensure robust, compliant decision-making
• Analytical — confidence to question, where appropriate, to reach core issues

Mosaic offers you

• Competitive total rewards compensation package, reflecting growth of business
• Opportunity to build and grow with this class of business

Mosaic celebrates diversity, equality and inclusion. We embrace these pillars of excellence as crucial to our business success. We are an Equal Opportunity Employer

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