Senior Credit Risk Analyst

About the Role

Our client is looking for an experienced Senior Credit Risk Analyst to join their fully remote team, contributing significantly to their robust risk management framework. This position is vital for assessing and mitigating credit risks associated with lending portfolios within the banking and finance sector. You will develop sophisticated credit models, analyze portfolio performance, and provide strategic recommendations to ensure the financial health and stability of the organisation. This is an excellent opportunity for a quantitative professional seeking to leverage their expertise in a dynamic and geographically dispersed setting.

Key Responsibilities

• Develop, validate, and implement statistical models for credit scoring and risk assessment.
• Analyze credit portfolios to identify trends, assess risk exposures, and monitor key risk indicators.
• Contribute to the design and enhancement of credit policies and procedures.
• Prepare detailed reports and presentations on credit risk for senior management and regulatory bodies.
• Collaborate with IT and data science teams to ensure data integrity and model implementation accuracy.

Requirements

• Master's degree or PhD in a quantitative field such as Statistics, Mathematics, Economics, or Finance.
• Minimum of 5 years of experience in credit risk analysis, preferably within a banking environment.
• Proficiency in statistical modeling techniques and software (e.g., SAS, R, Python).
• Strong understanding of regulatory requirements related to credit risk (e.g., Basel accords).
• Excellent analytical, problem-solving, and communication skills, adept at conveying technical information to non-technical audiences.

Benefits

• Highly competitive salary and a comprehensive bonus scheme.
• Full remote working flexibility, allowing you to work from anywhere in the UK.
• Extensive health and wellness benefits package.
• Generous pension contributions and life assurance.
• Continuous learning opportunities and support for professional certifications in the field of risk management .