Senior Credit Risk Manager - FIG Credit

As Senior Credit Risk Manager Financial Institutions Group Credit at MUFG in London, you will be entrusted with broad responsibilities covering strategic planning, risk management oversight, regulatory compliance, people development, and stakeholder engagement. Your day-to-day activities involve supporting the Head of FIG Credit EMEA by implementing robust credit risk strategies tailored to business objectives. You'll use your delegated authority to approve complex transactions swiftly while maintaining rigorous standards across MUS and MUBK portfolios. You'll champion structured financing solutions for financial sponsors-such as portfolio financing against private credit loans or equity margin loans-and coordinate enhancements to rating methodologies. Your role extends beyond technical tasks; you'll foster a positive work environment by motivating your team members through training opportunities and clear communication of expectations. You'll also represent FIG Credit at senior management levels or before regulators when required. Success in this role means balancing commercial goals with prudent risk management while nurturing collaborative relationships across regions to advance MUFG's group strategy.

• You will support the implementation of credit risk strategies for FIG Credit that align with business objectives and are understood by all relevant stakeholders.
• You will exercise delegated credit authority across MUFG Securities (MUS) and MUFG Bank (MUBK), approving annual reviews and ad-hoc transactions for all products and clients.
• You will proactively monitor credit risk exposure across portfolios, ensuring risks remain within appetite and breaches are addressed promptly.
• You will lead the onboarding process for new counterparties and conduct periodic reviews of existing ones, including limit setting and rating assessments.
• You will review credit risk terms in legal documentation across loan and trading products to ensure compliance with internal policies.
• You will participate in projects aimed at enhancing credit risk systems or addressing audit/self-identified issues, collaborating internationally with stakeholders from APAC, US, and Japan.
• You will manage 2-3 direct reports, ensuring their motivation, training needs, succession planning, and performance reviews are up-to-date.
• You will act as deputy for Head of FIG Credit EMEA during risk committees, regulator interactions, or when coverage is required.
• You will promote development of internal systems, procedures, controls, and ensure compliance requirements are met by your team.
• You will maintain strong relationships with regional and global stakeholders to share best practices and support the One MUFG strategy.
  Your extensive background as Senior Credit Risk Manager Financial Institutions Group Credit equips you with deep expertise managing large-scale portfolios across multiple product types-from corporate lending to derivatives-while navigating regulatory complexities. You bring long-standing leadership experience that enables you to build cohesive teams through recruitment strategies aligned with human capital plans. Your ability to present nuanced credit arguments at board level or before regulators demonstrates your confidence in representing organisational interests. You possess advanced analytical capabilities that inform new product adoption decisions alongside comprehensive knowledge of market risk measures. Your familiarity with legal documentation ensures thorough review processes that safeguard compliance standards. In addition to technical prowess, you excel at communicating complex ideas clearly-both internally among colleagues and externally with stakeholders-while maintaining accuracy under tight deadlines. Your calm demeanour supports effective performance even during periods of heightened pressure. With academic credentials underpinning your practical experience (bachelor's degree essential; master's degree advantageous), you are well-positioned to deliver results that reflect both accountability and empathy.
• Extensive management experience leading teams in complex environments with responsibility for recruitment, development, performance reviews, grievance handling, and succession planning.
• Demonstrated ability presenting credit arguments at senior management level as well as interacting confidently with regulators on behalf of the organisation.
• Deep familiarity with structured financing solutions-including portfolio financing against private credit loans; listed/unlisted equity margin loans; repo/TRS transactions on less liquid assets-and product knowledge covering corporate lending, derivatives, trade finance.
• Comprehensive understanding of regulatory frameworks impacting credit risk management within banking sectors.
• Strong analytical skills applied to new product adoption processes alongside advanced knowledge of corporate finance principles; capital markets; traded products; credit/market risk measures (including PFE/stress scenarios).
• Experience reviewing legal documentation from a credit perspective across loan guarantees/traded products (ISDA/CSA/IM/GMRA/GMSLA/CDEA).
• Proven track record leading complex risk projects including regulatory remediation initiatives.
• Bachelor's degree or equivalent qualification essential; Master's degree or relevant industry accreditation beneficial.
• Excellent communication skills enabling clear conveyance of credit arguments; outstanding attention to detail; calm approach under pressure; proficiency in Microsoft Office.
  Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
• With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. MUFG, one of the world's most trusted financial groups with a rich heritage spanning over 360 years and a global presence in more than 50 markets, is seeking a Senior Credit Risk Manager for its Financial Institutions Group (FIG) Credit team in London. This pivotal role offers you the opportunity to shape credit risk strategies across a diverse portfolio of counterparties, including banks, insurance companies, funds, and sovereigns within the EMEA region. You will be joining an organisation renowned for its commitment to shared and sustainable growth, close collaboration among teams worldwide, and fostering an inclusive and supportive work environment. As a senior leader, you will have significant delegated authority and play a key part in developing risk frameworks for high-growth areas such as structured financing solutions. MUFG values your expertise in credit risk management and offers you the chance to contribute to international projects, interact with regulators, and nurture a talented team. If you are passionate about making a meaningful impact in a globally respected institution that prioritises flexibility, professional development, and communal success, this is your moment to thrive.
• Join MUFG's FIG Credit team in London and take responsibility for credit risk management across a wide range of financial institutions and products within developed and emerging markets.
• Leverage your extensive experience to develop risk frameworks for innovative structured financing solutions while collaborating closely with global stakeholders across APAC, US, Japan, and EMEA.
• Enjoy working in an inclusive environment where your interpersonal skills are valued, your leadership is supported, and your contributions help drive sustainable growth for both clients and society., MUFG stands out as one of the world's most trusted financial groups thanks to its enduring legacy of over three centuries serving clients globally. The organisation is committed not only to meeting diverse financial needs but also to fostering shared growth for society through responsible business practices. Employees benefit from working within an inclusive culture where collaboration is encouraged between operating companies worldwide-ensuring everyone feels connected regardless of location or function. MUFG invests heavily in professional development opportunities so staff can continually enhance their skills while contributing meaningfully toward communal success. The company's dedication to flexibility allows individuals like yourself to balance personal aspirations with professional ambitions inside a supportive environment that values loyalty and teamwork above all else. By joining MUFG's FIG Credit team in London you become part of an international network where
• We are open to considering flexible working requests in line with organisational requirements. MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

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