Senior Credit Risk Manager

About the Role

Our client is seeking a seasoned Senior Credit Risk Manager to join their established team in Portsmouth . This role is instrumental in developing and overseeing the credit risk strategy for the organisation, ensuring the robust management of credit portfolios across various financial products. You will lead a team of risk professionals, driving best practices in risk assessment, policy development, and portfolio monitoring within the dynamic banking and finance sector. This hybrid role combines essential in-office collaboration with focused remote working capabilities.

Key Responsibilities

• Develop, implement, and maintain effective credit risk policies and procedures.
• Oversee the assessment and management of credit risk across all portfolios, ensuring compliance with regulatory requirements.
• Lead and mentor a team of credit risk analysts and officers, fostering professional growth and performance.
• Develop and manage credit scoring models, early warning systems, and stress testing frameworks.
• Analyse portfolio performance, identifying trends, potential risks, and opportunities for improvement.
• Report on credit risk exposure and strategy to senior management and relevant committees.

  Requirements
• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• Minimum of 7 years of progressive experience in credit risk management within the financial services industry.
• Strong understanding of credit risk modelling, portfolio management, and regulatory frameworks (e.g., Basel Accords).
• Proven experience in leading and developing teams.
• Excellent analytical, strategic thinking, and communication skills.
• Proficiency in data analysis tools and techniques, with the ability to translate complex data into actionable insights.

  Benefits
• Highly competitive salary and substantial bonus opportunities.
• Comprehensive private medical insurance and other health benefits.
• Significant pension contributions and long-term incentive plans.
• Opportunities for leadership development and advanced training.
• Hybrid work model offering flexibility and work-life balance in Portsmouth .