Senior Financial Accountant (12 month FTC)

Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com !

Our Story

Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com !

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife.

We are looking for a Senior Financial Accountant joining Zopa’s Financial Control team for a 12 month FTC to help support one of the UK’s fastest-growing neobanks as we implement a new general ledger. You’ll thrive in a fast-paced, hands‑on environment, leading key month‑end close activities, strengthening controls, and driving continuous process improvements, while partnering closely with stakeholders across Finance and the wider business.

This is a great opportunity for an ambitious, methodical problem solver who enjoys change and delivering high‑quality financial reporting.

A Day In The Life

• Own delivery of key elements of the month‑end close, ensuring accurate and timely postings, robust controls and high‑quality balance sheet substantiation.
• Own accounting for key P&L and balance sheet areas, including month‑end analysis, reconciliations and variance commentary.
• Use and maintain key processes and financial models to calculate and post month‑end adjustments (e.g., Intangible assets, EIR, Share based payments).
• Execute monthly, quarterly and annual controls over financial reporting, ensuring timely and accurate delivery.
• Drive process improvement and AI/automation throughout our BAU activities to enhance the close and reporting processes. We are undertaking a transformation project to change our General Ledger system so there will be plenty of opportunities for process improvement.
• Coach and support junior team members, helping to build capability across accounting and close processes.

About You

• Qualified or nearly qualified accountant (ACA / ACCA or equivalent) with strong experience in month‑end close and financial reporting.
• Analytical and practical, with excellent numerical skills and strong Excel / spreadsheet capability.
• Proactive problem‑solver, able to investigate root causes and deliver clear, structured solutions.
• Curious about how technology, data and emerging tools (including AI) can enhance financial control, reporting and process efficiency.
• Comfortable operating in a fast‑paced environment, managing competing priorities while maintaining high standards.
• Collaborative team player with a strong attention to detail and a mindset of continuous improvement.
• Self‑motivated and energised by driving excellence and innovation within Financial Control.

Bonus Points For

• Experience with SAP S/4HANA, SQL, Anaplan and/or Tableau.

At Zopa we value flexible ways of working. We value face‑to‑face collaboration and a good work‑life balance. This hybrid role requires you to come to our London office 2‑3 days a week. You'll also have the option of working from abroad for up to 120 days a year! But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

• Subject to having the right to work in the country of choice.

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Our approach to AI in interviews

At Zopa, AI isn't something we're testing out — it's part of how we work every day. As a proud partner of Jobs 2030, we’re committed to building AI fluency across our workforce, and we expect Zopians to use AI as part of how they do their jobs.

Because of that, we want to be transparent about how we think about AI use during our hiring process.

Behavioural and competency‑based interviews : please don't use AI. These conversations are designed to understand you — your experiences, your judgment, and how you’ve approached real situations. An AI‑generated answer can't tell us that. What it can do is get in the way of us finding out whether we're the right fit for each other.

Technical interviews : it depends on the role. Some technical stages actively welcome AI use, others don't. Your Talent Partner will let you know what's expected at each stage. Where AI is part of the assessment, we'll be interested not just in the outcome, but in how you used it – the tools you chose, your reasoning, and the decisions you made along the way.

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