Senior Pricing Manager - Insurance

As Senior Pricing Manager, you will own the commercial pricing approach across Onsi’s insurance portfolio.

You will lead pricing for new products and partner renewals, perform detailed portfolio and loss-ratio analysis, and translate quantitative insights into clear commercial recommendations.

This is a senior, hands-on technical role combining insurance-pricing expertise, quantitative modelling, commercial judgement and strong carrier-management skills. You will independently operate and adapt our existing pricing models, understand and challenge their underlying actuarial and underwriting assumptions, and recognise when additional specialist input is required.

Key Responsibilities:

Strategic Pricing & Underwriting Performance

• New Business Pricing: Design, build, and deploy specialized pricing models and risk rate structures for new insurance products and prospective commercial deals.
• Complex Account Renewals: Lead the re-underwriting, loss performance modeling, and rate negotiation for client accounts and multi-carrier programs.
• Portfolio & Loss Ratio Analysis: Conduct quarterly loss ratio deep-dives across all product lines, evaluate loss development trends, and present strategic recommendations to carrier partners.
• Product Expansion (ODP): Price new On-Demand Pay (ODP) opportunities and model unit economics and performance metrics for existing ODP clients.
• AI Product & Services Pricing: Develop and evolve commercially sustainable pricing models for new AI-enabled products and services.

Portfolio Maintenance & Operations

• Standard Portfolio Renewals: Oversee routine renewal cycles, update pricing parameters, execute standard rate adjustments, and monitor portfolio health.
• Insurance Summaries & Auditing: Validate pricing logic and policy terms in insurance summaries sent out to carrier partners to ensure compliance with underwriting agreements.
• Billing Reconciliation: Verify pricing parameters within invoicing systems to ensure 100% billing accuracy and prevent revenue leakage.

What we need from you:

• Domain Expertise: 5 years + of experience in Insurance Pricing, Actuarial Science, Financial Modeling or Quantitative Risk Management
• Actuarial/Underwriting Acumen: Strong understanding of loss development, exposure rating, risk distribution, and carrier underwriting mechanics.
• Strong hands-on financial and pricing-modelling capability.
• Commercial Judgement: Proven ability to communicate complex quantitative insights to C-suite and external insurance partners.
• Stakeholder Management: Confidence working with senior internal stakeholders, clients and carrier partners.
• Strong SQL skills, with the ability to extract and analyse the data required for pricing and portfolio analysis.
• Experience using Looker or an equivalent BI tool to analyse portfolio performance and identify trends.
• Advanced financial and pricing-modelling capabilities using Excel, Google Sheets, Python or R.

Our Values:

• Get Onside: We recognise that we’re strongest as a team when we unite to achieve our mission. We’re committed to supporting & bringing out the best in each other. Put simply, we’re on each other’s side.
• Say It Like It Is: We embrace clarity, concision and transparency. Why? Because candour enables quality conversation, better decisions and greater speed.
• Bring Your Edge: Our creativity and innovation stems from our unique perspectives. We celebrate our diversity of thought, welcome new ideas and cultivate the talents that set us apart. We actively participate in creating an inclusive and respectful community where everyone feels valued.
• Make It Count: We pursue our goals with determination and a laser focus on what’s important while disregarding what’s not. We strive to succeed, accomplish and perform.

Our Commitment:

We aim to foster a diverse and inclusive workplace where differences are valued and where employees are treated fairly and supported in achieving their full potential.

Onsi is therefore fully committed to ensuring that it recruits, develops and retains employees solely on merit and that no one is treated less favourably because of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

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