Open roleExternal
Vice President Credit Manager, Securitisation
- london, england, United Kingdom
- Permanent·On-site
- Full time
- £80 - £100 Per Hour
Job Description
- Reviewing credit applications received and making recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines. Ensure a high quality of written and verbal work.* Responsible for making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.* Responsible for proactive solutions driven engagement with front line on deal specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies. Escalating issues to Directors or the team head as appropriate.* Responsible as a VP within CIB Credit for EMEA for supporting strategic initiatives.* Responsible for developing knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Securitisation and commitment to further learning.* Demonstrate the Risk Culture Pillars; taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role modelling the risk partnership with colleagues in 1LOD and 2LOD; and being willing to challenge existing practice and be proactive and positive to change.* Responsible for representing the credit division at internal forums within the region.* Substantial (5 years+) experience in a (preferably) credit or structuring role in securitisation transactions* Detailed knowledge and understanding of a range of asset classes inc. auto & consumer credit, RMBS and trade receivables* Sound knowledge of working capital (receivables/asset backed) transactions/other structured products* Sufficient experience working in financial institutions carrying out credit work for corporate and/or structured finance area* Adequate experience in corporate banking and/or structured finance.* Proven experience in investment banking in credit or front office* Credit, rating agency, legal or accounting background* Sufficient credit assessment and credit risk management skills* Thorough knowledge of credit, risk management, market and legal aspects of securitisation* Adequate relevant industry experience with a deep area of credit specialism* In depth knowledge of credit and risk principles, products, derivatives and management* Sufficient experience in dealing with regulatory audits associated to credit* Advanced interpersonal skills with ability and experience to communicate to both senior management and junior members of staff.* Coaching and development skills.* Excellent communication skills* Results driven, with a strong sense of accountability* A proactive, motivated approach* The ability to operate with urgency and prioritize work accordingly* Strong decision making skills, the ability to demonstrate sound judgement* A structured and logical approach to work* Strong problem solving skills* A creative and innovative approach to work* Excellent interpersonal skills* The ability to manage large workloads and tight deadlines* Excellent attention to detail and accuracy* A calm approach, with the ability to perform well in a pressured environment* Strong numerical skills* Excellent Microsoft Office skills* A confident approach, with the ability to provide clear direction to your team* The ability to lead a high performing team* A strategic approach, with the ability to lead and motivate your team* The ability to articulate and implement the vision/strategy for CIB Credit for EMEA* The role holder will have responsibilities for both MUFG Bank and MUFG Securities EMEA plc.* The role holder will be required to perform their duties and responsibilities on an entity neutral basis, without favour.* The role holder is required to follow regulatory requirements applicable to ensure each business is appropriately supported and to maintain the legal entity integrity of each of MUFG Bank and MUS.* Working terms are dictated by functional mandates, the terms of the Dual-Hat Arrangement Agreement in place between MUFG Bank and MUFG Securities EMEA plc and any other relevant agreements entered into between MUFG Bank and MUFG Securities EMEA plc.* The role holder will have responsibility for identifying and resolving where there may be a difference or conflict in needs between MUFG Bank and MUFG Securities EMEA plc, escalating to their manager where required. #J-18808-Ljbffr