Commercial Lines Underwriter

About the Role

Our client is seeking a skilled and astute Commercial Lines Underwriter to join their established team in Edinburgh . This role is essential for evaluating and selecting commercial risks, determining appropriate policy terms, conditions, and pricing to ensure profitable business growth. You will work closely with brokers and internal teams to build strong relationships and provide expert underwriting solutions. This is an excellent opportunity to advance your career in a respected insurance company, contributing significantly to the underwriting strategy and success within the vibrant Edinburgh market.

Key Responsibilities

• Assess and underwrite a diverse portfolio of commercial insurance risks according to company guidelines.
• Develop and maintain strong relationships with brokers and clients to facilitate business opportunities.
• Price risks accurately, ensuring competitiveness while maintaining profitability targets.
• Review policy terms, conditions, and exclusions to ensure appropriate coverage is offered.
• Monitor the performance of the underwriting portfolio and identify areas for improvement.
• Stay current with market trends, competitor activities, and regulatory changes affecting commercial insurance.

Requirements

• Significant experience as an Underwriter , with a specialization in commercial lines of business.
• Strong understanding of commercial insurance products, market dynamics, and risk assessment principles.
• Excellent analytical, decision-making, and problem-solving skills.
• Effective communication and negotiation abilities.
• Professional qualifications such as CII are advantageous.

Benefits

• Attractive salary package with performance-based incentives.
• Opportunity to work within a reputable insurance firm in Edinburgh .
• Comprehensive health insurance and wellness programs.
• Company pension scheme and generous holiday entitlement.
• Continuous professional development and training opportunities.