Credit Risk Manager

About the Role

Our client is looking for an experienced Credit Risk Manager to lead their risk assessment efforts for a growing loan portfolio. This fully remote position allows you to work from anywhere in the UK while shaping the credit risk strategy for our Leeds -based operations. You will be responsible for developing and implementing robust credit policies, monitoring portfolio health, and mitigating potential financial risks. This is a critical role that demands sharp analytical skills, a deep understanding of credit markets, and the ability to make sound judgments in a dynamic economic landscape. We are committed to fostering a supportive remote work culture, ensuring seamless collaboration and professional growth.

Key Responsibilities

• Develop, implement, and maintain credit risk policies and procedures.
• Analyze loan applications, assess creditworthiness, and set appropriate lending limits.
• Monitor the credit quality of the loan portfolio and identify potential areas of concern.
• Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions.
• Prepare comprehensive credit risk reports for senior management and regulatory bodies.
• Collaborate with sales and operations teams to ensure effective risk management practices are embedded across the organization.

Requirements

• Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field.
• Significant experience (5+ years) in credit risk management, loan underwriting, or financial analysis within the banking sector .
• Strong understanding of credit risk models, regulatory requirements (e.g., Basel), and financial markets.
• Proficiency in data analysis tools and statistical software.
• Excellent report writing and presentation skills, with the ability to communicate complex risk concepts clearly.
• Demonstrated leadership capabilities and a proactive approach to risk mitigation.

Benefits

• Competitive salary and an excellent performance-related bonus structure.
• Fully remote working arrangement, offering significant flexibility.
• Comprehensive private medical insurance and wellness programs.
• Generous pension contribution and life insurance.
• Opportunities for continuous learning and professional development in credit risk .