Credit Risk Manager

About the Role

Our client is seeking an experienced Credit Risk Manager to oversee and enhance their credit risk management framework in Manchester . This key role involves developing, implementing, and monitoring credit policies and procedures to mitigate potential losses and ensure compliance with regulatory standards within the Banking & Finance industry. You will lead a team of risk analysts, providing essential guidance on credit assessments, portfolio monitoring, and risk mitigation strategies. This is a vital position for maintaining the financial health and stability of the institution.

Key Responsibilities

• Develop and implement robust credit risk policies, procedures, and controls.
• Monitor and analyze the credit portfolio to identify potential risks and recommend mitigation strategies.
• Lead and mentor a team of credit risk analysts, ensuring high performance and professional development.
• Assess the creditworthiness of corporate clients and counterparties.
• Ensure compliance with all relevant regulatory requirements (e.g., Basel accords) and internal guidelines.
• Report on credit risk exposures and portfolio quality to senior management and regulatory bodies.

Requirements

• Master's degree in Finance, Economics, Mathematics, or a related quantitative field.
• Significant experience (7+ years) in credit risk management, preferably within banking or financial services.
• Proven track record in developing and implementing credit risk frameworks and models.
• Strong understanding of credit scoring, portfolio analysis, and risk mitigation techniques.
• Excellent leadership, communication, and stakeholder management skills.
• Familiarity with regulatory requirements and capital adequacy frameworks.

Benefits

• Attractive base salary and performance-related bonus structure.
• Comprehensive private medical insurance and other health benefits.
• Generous annual leave entitlement and excellent work-life balance initiatives.
• Significant investment in professional training and development programs.
• Opportunity to shape risk strategy in a leading financial institution in Manchester .
• Access to state-of-the-art risk management technology and tools.