Insurance Risk Assessor

About the Role

Our client is seeking a highly analytical and diligent Insurance Risk Assessor to join their team in Stoke-on-Trent . This role is crucial in identifying, evaluating, and mitigating potential risks associated with insurance policies. You will conduct thorough assessments of applications and existing portfolios, providing expert recommendations to underwriters and management to ensure the company's financial stability and profitability. Working within a dynamic team, you will contribute to robust risk management strategies that protect both the client and their policyholders. This hybrid role offers a great opportunity to apply your analytical skills in a challenging and rewarding setting.

Key Responsibilities

• Analyze insurance applications and policy data to identify and quantify potential risks.
• Conduct comprehensive risk assessments for various types of insurance, including property, casualty, and life.
• Develop and recommend risk mitigation strategies and underwriting guidelines.
• Collaborate with underwriters to ensure accurate pricing and policy terms based on risk assessment.
• Monitor industry trends and regulatory changes to update risk assessment models and procedures.
• Prepare detailed reports and presentations on risk exposures and mitigation plans for senior management.

Requirements

• Proven experience in risk assessment, underwriting, or a related analytical role within the insurance industry .
• Strong understanding of risk management principles, statistical analysis, and financial modeling.
• Excellent analytical, problem-solving, and critical thinking skills.
• Proficiency in data analysis tools and relevant software.
• Strong report writing and presentation skills.
• Relevant professional qualifications in risk management or insurance are highly preferred.

Benefits

• Competitive salary and performance-based bonus.
• Hybrid working model providing work-life balance.
• Comprehensive health and wellbeing benefits.
• Pension scheme with employer contributions.
• Opportunities for professional development and certifications.