Personal Lines Underwriter

About the Role

Our client is seeking an experienced Personal Lines Underwriter to join their team, with the flexibility of remote working, supported by an office presence in Plymouth . You will be responsible for evaluating and pricing personal insurance risks, such as home and motor insurance, making informed decisions to ensure profitable growth. This role requires a blend of analytical skill, market knowledge, and excellent decision-making abilities. If you are looking for a challenging role with a great deal of autonomy, this opportunity in Plymouth is ideal.

Key Responsibilities

• Underwrite new and renewal business for personal lines insurance products (e.g., home, motor, travel).
• Analyze risk factors, assess exposures, and determine appropriate terms, conditions, and pricing.
• Maintain strong relationships with brokers and agents, providing underwriting support and guidance.
• Monitor portfolio performance, identify trends, and recommend adjustments to underwriting strategy.
• Ensure compliance with underwriting guidelines, regulatory requirements, and company procedures.

Requirements

• Proven experience as a Personal Lines Underwriter.
• Solid understanding of personal insurance products, risk assessment principles, and the insurance market.
• Excellent analytical, decision-making, and problem-solving skills.
• Strong communication and interpersonal skills, with the ability to build rapport with stakeholders.
• Relevant insurance qualifications (e.g., Cert CII) are highly desirable.

Benefits

• Competitive salary and performance-related bonus structure.
• Flexible remote working options with occasional office requirements.
• Comprehensive health and wellbeing benefits package.
• Opportunities for continuous professional development and career advancement.
• A dynamic and forward-thinking work environment in the Plymouth area.