Personal Lines Underwriter

About the Role

Our client is seeking a motivated and analytical Personal Lines Underwriter to join their remote team, supporting operations across the UK. This role involves assessing and accepting or declining insurance applications for individuals, focusing on motor, home, and travel insurance. You will apply underwriting guidelines and pricing strategies to manage risk effectively and ensure profitable growth for the company's personal lines portfolio. The ideal candidate has a keen eye for detail, strong decision-making skills, and the ability to work autonomously in a remote setting, contributing to a positive and efficient underwriting process, ensuring fair pricing and coverage for policyholders.

Key Responsibilities

• Evaluate and underwrite new personal lines insurance applications according to company guidelines and risk appetite.
• Determine appropriate premiums and terms for policies, balancing risk and profitability.
• Communicate underwriting decisions and requirements to brokers and internal teams.
• Handle referrals and complex cases requiring specialized underwriting expertise.
• Monitor policy performance and contribute to the review and refinement of underwriting standards.

Requirements

• Previous experience in personal lines insurance underwriting is essential.
• Strong understanding of personal insurance products (motor, home, travel).
• Excellent analytical skills and the ability to make sound underwriting decisions.
• Proficiency in using underwriting systems and standard office software.
• Good communication skills and the ability to work effectively remotely.

Benefits

• Competitive salary and potential for performance-based incentives.
• Fully remote working arrangement offering significant flexibility.
• Comprehensive training and ongoing professional development opportunities.
• Contribution to a dynamic and growing insurance provider.
• Work-life balance in a role that supports individual autonomy.