Underwriter - Commercial Lines

About the Role

Our client is seeking a diligent and analytical Underwriter specializing in Commercial Lines to join their dynamic team in Coventry . This role is critical in assessing and accepting or rejecting insurance risks for businesses, ensuring the company's profitable growth. You will work closely with brokers and agents to understand client needs, analyze financial data, and develop appropriate insurance solutions. The ideal candidate possesses a keen eye for detail, a strong understanding of commercial insurance products, and the ability to make sound underwriting decisions in a fast-paced environment. This position offers a fantastic opportunity to grow your career within a leading insurance provider based in Coventry .

Key Responsibilities

• Evaluate commercial insurance applications, assessing risks and determining appropriate terms, conditions, and pricing.
• Analyze financial statements, loss histories, and other relevant data to underwrite new business and renewals.
• Build and maintain strong relationships with brokers and agents, providing expert guidance on commercial insurance products.
• Ensure compliance with underwriting guidelines, regulatory requirements, and company policies.
• Collaborate with claims and actuarial departments to share insights and improve risk assessment strategies.
• Develop proposals and quotations for tailored commercial insurance packages.

Requirements

• Demonstrable experience in commercial insurance underwriting.
• Solid understanding of various commercial insurance products (e.g., property, casualty, liability).
• Excellent analytical and decision-making skills with a strong attention to detail.
• Effective communication and interpersonal skills for managing broker relationships.
• Ability to work independently and as part of a team in a deadline-driven environment.
• Relevant professional qualifications such as ACII or equivalent are highly advantageous.

Benefits

• Competitive annual salary with performance-based bonuses.
• Comprehensive health and wellness programs.
• Generous pension scheme contributions.
• Professional development funding and opportunities for advancement.
• A supportive work environment focused on collaboration and continuous learning in Coventry .