Credit Risk Analyst

About the Role

Our client, a significant player in the financial services sector, is seeking a meticulous Credit Risk Analyst to join their team in Belfast . This role is essential for assessing and managing the creditworthiness of clients and counterparties, mitigating potential financial losses. You will conduct in-depth analysis of financial statements, market data, and economic indicators to evaluate credit risk. The successful candidate will possess strong analytical skills and a keen eye for detail, contributing to the overall stability and soundness of the company's lending portfolio.

Key Responsibilities

• Analyze financial statements, credit reports, and other relevant data to assess credit risk.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor existing credit portfolios, identifying and escalating potential risks.
• Prepare credit proposals and present recommendations to the credit committee.
• Stay informed about regulatory changes and industry best practices in credit risk management.
• Collaborate with sales and operations teams to ensure sound lending decisions.

Requirements

• Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field.
• 2-3 years of experience in credit analysis, risk management, or a similar financial role.
• Proficiency in data analysis and financial modeling, preferably using tools like Excel or SQL.
• Understanding of financial markets, economic principles, and credit risk concepts.
• Strong analytical and problem-solving abilities with meticulous attention to detail.
• Effective communication skills for reporting and presenting findings.

Benefits

• Competitive salary and performance incentives.
• Fully remote working arrangements for enhanced flexibility.
• Comprehensive health, dental, and vision coverage.
• Company-sponsored training and professional certifications.
• Supportive and collaborative work environment.